Who We Are
JOEL COWDEN, CPA
OWNER
After graduating with a Master of Accountancy degree from Brigham Young University, Joel spent 6 years with Ernst & Young where he was an audit manager and worked with more than 20 companies in over 10 industries. Over the next 7 years, Joel honed his accounting skills in the corporate world where he held senior management positions at i-transfer, Xerox, and Arrow Electronics.
Joel is passionate about helping business leaders lighten their load of running a successful business. He takes the time to listen to and understand his customers’ needs and partners with them to find lasting solutions. In addition, his experience with advanced accounting systems allows him to help businesses of all sizes maximize their own accounting systems and make them more efficient. Joel has active CPA licenses in the states of Colorado and California.
Joel and his wife have 4 daughters. Joel enjoys spending time with his family, especially in the beautiful Colorado outdoors.
THE FIANZA WAY
Fianza comes from the Spanish word confianza, meaning “confidence”. We take pride in helping you to develop greater financial confidence in your business using these straightforward methods:
- RESPONSIVENESS: We have a take-charge style to meeting your needs by responding to you quickly, regularly, and thoughtfully.
- EXPERTISE: We keep our accounting knowledge up-to-date and help you understand accounting developments that impact your business.
- SYSTEMS: We offer world-class accounting systems and processes that support you in making reliable business decisions.
- ACCOUNTABILITY: As your business partner, we take responsibility for understanding your business and supporting you in accomplishing your business goals. We take ownership of our actions.
- INTEGRITY: We are honest with you in what we say and do. We abide by the accounting profession’s strict code of conduct.
YOU + FIANZA = DEVELOPING GREATER FINANCIAL CONFIDENCE IN YOUR BUSINESS!
Our Privacy Policy
Collection of Information
We collect non-personally identifiable information about you in several ways, including tracking your activities through your IP address or most-recently-visited URL. However, we do not collect any personally identifiable information about you unless you voluntarily submit contact information to us (such as name, phone number, email address, and mailing address) by filling out a form or survey, registering your email address with us, or emailing us. We may also collect personal information from you at other points on our site that state that personal information is being collected.
Disclosure of Information
We do not sell or rent your personally identifiable information to any third parties.
Use of Information
We use personally identifiable and non-personally identifiable information for internal marketing
purposes, for trend analysis, for pattern detection, and for site administration. However, we do not use
personally identifiable information collected from the website to send unsolicited mailings to you. Of
course, if applicable, we do use personally identifiable information to perform the services for which
such data was collected (e.g., if you sign up for an email newsletter, we will send the email newsletter to
the address you provide us).
We provide you the opportunity to “opt-out” of having your personally identifiable information used for
certain purposes when we ask for this information. For example, if you purchase a service, but do not
wish to receive any additional marketing material from us, you can indicate your preference by clicking
on the unsubscribe link contained in the footer of the email.
If you no longer wish to receive our newsletter and promotional communications, you may opt-out of
receiving them by clicking on the unsubscribe link in the footer included in each newsletter or
communication, or by emailing us at the reply address of the email.
Third-Party Sites
This policy only addresses our activities from our servers. Other sites (including those that we link to
within an advertisement, article, or otherwise, and third-party sites or services that we offer or with
which we co-brand) may have their own policies, which we do not control, and thus are not addressed
by this policy.
The forms referenced for Salesforce.com on our site will connect directly with websites owned and
operated by Salesforce.com who have their own corporate privacy policy, and the policies contained
herein do not apply to the data collected by them.
Review and Removal of Your Personally Identifiable Data
If you provide us with personally identifiable information to have us perform ongoing services for you, we will provide you with a way to review the information we have on file and either change or remove such data. To do so, please notify us via email and we will provide you with your contact information for review. To make changes, send us the changes and we will respond to your request within thirty (30) days. Unfortunately, to the extent that such information is also stored in other databases, we cannot always ensure that such corrections or deletions will reach the other databases. If you wish to have the information you provided to us online removed from our records, please provide us with the information as you submitted it to us. We will use all reasonable efforts to ensure that your information is removed from our records.
Cookies and Other Tracking Methods
When you view our website, we might store some information on your computer. This information will be in the form of a “cookie” or similar file. Cookies are small pieces of information stored on your hard drive, not on our site. Cookies (which are tied to personal information) do not spy on you or otherwise invade your privacy, and they cannot invade your hard drive and steal information. Rather, they help you navigate a website as easily as possible. Cookies can help us provide you information that is targeted to your interests, and they allow us to better understand how users use our site, which in turn helps us focus our resources on features that are most popular with our users. You are always free to decline our cookies if your browser permits, but some parts of our site (including our registered customer account websites) may not work properly in that case.